Cookie Policy

What cookies are

Cookies are small text files placed on your device by the websites you visit. They are used to make sites work efficiently, to remember preferences, and — depending on the type — to understand how visitors interact with content. This Cookie Policy explains the categories of cookies JJEM Finance uses, why we use them, and the choices available to you.

How we use cookies

JJEM Finance is intentionally minimal in its use of cookies and similar technologies. We do not run advertising networks, we do not share data with marketing platforms, and we do not use cookies to track you across other websites.

Cookies on the Site fall into the categories below.

Strictly necessary

These cookies are essential for the Site to function. They cannot be disabled in our preference controls because they do things like remember whether you have already responded to the cookie consent banner. Without them, the Site would not work properly.

• jjemfinance_cookie_consent — stores your response to our consent prompt so we do not show the banner on every visit. Stored locally in your browser; not transmitted to our servers.

Analytics (with your consent)

If you accept analytics cookies, we use a privacy-friendly analytics tool to understand which entries are most read, which searches return no results, and how to improve the Site. Data is aggregated and never used to identify individual visitors. We do not allow our analytics provider to use this data for any other purpose.

Preference (functional)

Where applicable, we may use a small number of preference cookies to remember things like your chosen language or theme. These are not strictly necessary but improve the browsing experience.

Cookies we do not use

For the avoidance of doubt, the following are not used on JJEM Finance:

• Advertising or retargeting cookies.
• Social-media tracking pixels.
• Cross-site behavioural profiling.
• Fingerprinting techniques designed to identify you across websites.

Managing cookies

You can manage cookies in several ways:

• Consent banner. The first time you visit the Site, you are asked whether you accept non-essential cookies. You can change your mind at any time by clearing the jjemfinance_cookie_consent entry from your browser storage; the banner will appear again on your next visit.
• Browser settings. Most browsers let you view, delete, and block cookies for specific sites or all sites. Look in the browser's privacy or security settings.
• Private browsing. Browsing in a private or incognito window will isolate cookies to that session, after which they are discarded.

Please note that blocking strictly necessary cookies may impair the operation of the Site.

Third-party cookies

Some of the services we rely on — for example, the font provider that supplies the typography for the Site — may set their own cookies. Where this happens, those cookies are governed by the policies of the providers in question. We have configured these integrations to minimise data collection wherever possible.

Changes to this policy

We may update this Cookie Policy from time to time to reflect changes to the technologies we use or to applicable regulations. The "Last updated" date at the top of this page indicates the date of the most recent revision.

More information

For a broader description of how we handle data, please see our Privacy Policy. If you have any questions about how we use cookies, please reach us through the contact page.